Best credit cards for travel rewards-Top 10 Best Credit Cards for Travel Rewards in 2025

Here’s a list of some of the best credit cards for travel rewards in 2025. These cards are designed for travelers who want to maximize points, miles, and perks for flights, hotels, and other travel-related expenses:

1. Chase Sapphire Preferred® Card

• Annual Fee: $95
• Rewards:

5x points on travel purchased through Chase Ultimate Rewards.
3x points on dining, streaming services, and online groceries.
2x points on other travel purchases.

• Sign-Up Bonus: 60,000 points after spending $4,000 in the first 3 months (worth $750 when redeemed through Chase Ultimate Rewards).
• Other Perks:

Trip cancellation insurance.
No foreign transaction fees.
Primary rental car insurance.

2. Capital One Venture X Rewards Credit Card

• Annual Fee: $395
• Rewards:

10x miles on hotels and rental cars booked through Capital One Travel.
5x miles on flights booked through Capital One Travel.
2x miles on all other purchases.

• Sign-Up Bonus: 75,000 miles after spending $4,000 in the first 3 months.
• Other Perks:

$300 annual travel credit through Capital One Travel.
Access to Priority Pass and Capital One lounges.
TSA PreCheck/Global Entry fee credit.

3. American Express® Gold Card

• Annual Fee: $250
• Rewards:

4x Membership Rewards® points at restaurants and on U.S. supermarkets (up to $25,000 annually).
3x points on flights booked directly with airlines or Amex Travel.

• Sign-Up Bonus: 60,000 Membership Rewards® points after spending $4,000 in the first 6 months.
• Other Perks:

Monthly dining credits (up to $120 annually).
Flexible redemption options for flights and hotels.

4. The Platinum Card® from American Express

• Annual Fee: $695
• Rewards:

5x Membership Rewards® points on flights booked directly with airlines or Amex Travel (up to $500,000 per year).
5x points on prepaid hotels booked through Amex Travel.

• Sign-Up Bonus: 80,000 Membership Rewards® points after spending $6,000 in the first 6 months.
• Other Perks:

Access to Centurion and Priority Pass lounges.
$200 annual airline fee credit.
$189 CLEAR credit and Global Entry/TSA PreCheck credit.

5. Citi Premier® Card

• Annual Fee: $95
• Rewards:

3x points on air travel, hotels, restaurants, supermarkets, and gas stations.
1x point on all other purchases.

• Sign-Up Bonus: 60,000 ThankYou® Points after spending $4,000 in the first 3 months.
• Other Perks:

Points can be transferred to airline and hotel partners.
No foreign transaction fees.

6. Discover it® Miles

• Annual Fee: $0
• Rewards:

Unlimited 1.5x miles on all purchases.
Miles can be redeemed for travel or cashback at the same value.

• Sign-Up Bonus: Discover matches all miles earned in the first year.
• Other Perks:

No foreign transaction fees.
Straightforward redemption with no blackout dates.

7. Bank of America® Travel Rewards Credit Card

• Annual Fee: $0
• Rewards:

Unlimited 1.5x points on all purchases.

• Sign-Up Bonus: 25,000 points (worth $250 in travel) after spending $1,000 in the first 90 days.
• Other Perks:

No expiration on points.
No foreign transaction fees.

8. United℠ Explorer Card

• Annual Fee: $0 for the first year, then $95
• Rewards:

2x miles on United purchases, dining, and hotel stays.
1x mile on all other purchases.

• Sign-Up Bonus: 50,000 miles after spending $3,000 in the first 3 months.
• Other Perks:

Free first checked bag for you and one companion.
Priority boarding on United flights.
Two United Club passes per year.

Tips for Choosing the Best Card for You

1. Travel Preferences:
If you’re loyal to a specific airline or hotel chain, consider co-branded cards for additional perks.
2. Spending Habits:
Choose a card that rewards your highest spending categories, like dining, travel, or groceries.
3. Perks vs. Fees:
Higher annual fees often come with premium benefits like lounge access and travel credits. Make sure the perks outweigh the cost.
4. Foreign Transaction Fees:
If you travel internationally, pick a card with no foreign transaction fees.